California Car Insurance - How To Save Money

2006-11-17T17:14:00.000-08:00

Learn 9 ways to save money on your California car insurance. Remember, you're going to pay your car insurance premium every year so saving $400-500 a year can save you thousands over the years.

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Here are some things you can look at to get your car insurance costs down:

1. Keep your car in a garage and tell your insurance company this.

2. Fit an immobiliser or car alarm, preferably both.

3. If you have an older car, consider changing your insurance policy from comprehensive coverage.

4. Be as accurate as possible when giving your annual mileage to the insurance company. Driving less than 7,500 miles per year usually saves you money.

5. If you do low mileage in your car, then consider agreeing to limited mileage insurance so you are covered for a certain number of miles.

6. Choose as high a deductable as you can afford to pay in the event of a claim.

7. Pay your premium as an upfront lump sum so that you avoid paying interest on top of your premiums. Car insurance companies usually charge a lot of interest so even if you do not have the cash up front, you may still be better off borrowing the money more cheaply elsewhere. You could for example pay for your insurance with your credit card and then do a balance transfer to another one of your credit cards charging lower interest than your car insurance company.

8. Add a second person who has a good record to the insurance cover as sometimes this can lower your premium.

9. Buy your car insurance online as you may find you can get a discount for buying online.

California Car Insurance

Car Insurance - California

California Car Insurance

California Car Insurance